What Data We Collect and Why
When you open an account with us, we collect your name, email address, mobile number and, where required for payment verification, the details associated with your UPI handle, Paytm wallet or PhonePe account. We use this data to process your transactions, verify your identity in line
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with applicable regulations, and deliver account-related communications. We do not sell your personal data to third parties. Payment data is handled through encrypted channels, and we retain transaction records only for as long as required by applicable law or our operational obligations. Access to your stored
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data is restricted to authorised personnel and our verified payment partners. You may request a copy of the data we hold or ask us to correct inaccuracies at any time by contacting our privacy team.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.